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Our Blog


Our blog is frequently updated with new posts discussing relevant topics and debates in the financial industry. All our content is written without confusing jargon and can provide helpful insights to prospective clients.

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12 Dec

How to find a lost pension

Submitted 12/12/2024
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19 Nov

Debt-to-income ratio and how it impacts your mortgage eligibility

Submitted 19/11/2024
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Inheritance a house with a blue piggy bank with a bow on a wood desk
16 Oct

Gifted funds: Navigating the rules and requirements

Submitted 16/10/2024
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17 Sep

Financing options for home improvement projects

Submitted 17/09/2024
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05 Aug

Using bridging loans for smooth property transitions

Submitted 05/08/2024
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12 Jul

Improving your credit score for a better mortgage deal

Submitted 12/07/2024
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Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Representative example A mortgage of £225,134 payable over 24 years, initially on a fixed rate until 30/09/26 at 4.88% and then on a variable rate of 6.99% for the remaining 22 years would require 26 payments of £1328.29 followed by 262 payments of £1,593.54. The total amount payable would be £453,042 made up of the loan amount plus interest (£226,909) and fees (£999). The overall cost for comparison is 6.8% APRC representative.

The information on this website is for the use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.

Moneysprite is a trading name of Moneysprite Limited which is an appointed representative of The Openwork Partnership Limited which is authorised and regulated by the Financial Conduct Authority. The Openwork Partnership is entered on the Financial Services Register under reference 408285 Moneysprite Limited, registered company in England and Wales No. 5605928. 18th & 19th Floors, 100 Bishopsgate, London EC2N 4AG.

Approved by The Openwork Partnership on 29/02/2024.

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