Local Mortgage Advisers in Portsmouth

As a Moneysprite customer you always remain our number one priority. Our service doesn’t end once you have found the deal and signed the paperwork. We remain on hand to help you and your family for as long as you need us. This is one of the many reasons why we are one of the premier financial property advisers in the UK, giving you the peace of mind you deserve.

You can start discovering how we can help you today by calling 0345 450 4660 and speaking to one of our friendly advisers. If you prefer to start by email, send a short message to enquiries@moneysprite.com and we’ll respond as quickly as possible. Once we arrange an appointment to speak in more detail we can start to get to work on your behalf.

Proud home to the Royal Navy, Portsmouth’s long maritime history can be felt throughout the town and it is also the UK’s only island city, located on Portsea Island. The world famous port is home to historic ships such as the Mary Rose and HMS Victory and attracts thousands of visitors each year eager to discover more about their glorious sea-bound adventures.

The town centre is where the popular university can be found and also serves as the focal point for locals in search of retail and entertainment delights. While there’s no shortage of things to do in Portsmouth, the beautiful South Downs National Park and New Forest National Park are both only a short distance away.

Southsea is an attractive region many house hunters hope to secure property in, with modern architecture rubbing shoulders with Edwardian and Victorian designs. Gunwharf Quays features stunning luxury apartments, while Old Portsmouth is home of the original 18th century city, home to period and new build developments. You can take your pick of the many beautiful homes in the area once we find an amazing deal for you and your family. Get in touch with Moneysprite today to find out how.

Our team of mortgage advisers based in Portsmouth possess the expertise to guide clients through a diverse range of mortgage options, ensuring that their financial objectives are met effectively. Our commitment to personalised service, market expertise and client-centric focus permeates all areas of our advice, ensuring that you receive the guidance and support needed to achieve your mortgage goals. Whether it's residential or commercial mortgages, investment strategies or equity release, we are dedicated to helping you navigate the complex world of finance with confidence.

Mortgage Advice for Home Buyers

Our trusted services include residential mortgages, catering to first-time buyers, home movers shuffling the property ladder and those contemplating downsizing in Portsmouth. Many clients often grapple with the decision between a fixed-term mortgage or a variable-rate product. At Moneysprite, we prioritise your individual preferences and long-term goals, discussing the best mortgage strategy with you. Our commitment extends to searching the entire market, leveraging our industry connections to uncover exclusive residential mortgage deals and discounts that may remain concealed from mainstream advertisements.

Mortgage Products for Investors 

Our team specialises in investment mortgages, particularly buy-to-let mortgages. We offer comprehensive insights into the intricacies of the buy-to-let mortgage market, meticulously identifying the most suitable options for your investment needs or broader property portfolio. While these mortgages can appear more complex, our experts guarantee your understanding of each recommended product before proceeding. As qualified financial advisers, we delve into discussions on tax-efficient strategies related to securing investment property, including a thorough exploration of any potential drawbacks associated with alternative acquisition vehicles.

Property Equity Release

Our team is also well-versed in providing advice on equity release products such as lifetime mortgages and Home Equity Lines of Credit (HELOC). These products offer senior homeowners a borrowing option when alternatives may not be available - and without the burden of monthly repayments. Repayment only becomes relevant when the property is sold or as part of the estate settlement process upon the homeowner's passing. While equity release may have faced scepticism in the past, reassuring measures have been implemented to safeguard homeowners and their families. Our advisers are poised to walk you through the pros and cons, ensuring you make an informed decision regarding these lending options.

Commercial Mortgage Products for Businesses

Lastly, our advisers can help with commercial financing, offering comprehensive brokering services. If your business requires funding for commercial property acquisitions, consider our commercial lending services. Our individual approach encompasses all stages of the lending process, providing unwavering support from your initial consultation until the securement of your business’s loan.