Local Mortgage Advisers in Norwich

Our advice covers everything from finding the best buy-to-let mortgages in Norwich and assistance on re-mortgaging your property, through to helping first time buyers and existing homeowners to find unbeatable mortgage deals.

Whatever type of property finance related guidance you need, we are always available to lend a helping hand. Getting in contact couldn’t be easier. Simply phone 0345 450 4660, or send a quick message to enquiries@moneysprite.com and we can arrange a first stage consultation over the phone.

At one time Norwich was the second largest city in England after London and remains a city thriving with opportunity today. More people than ever are looking towards Norwich as the ideal place to set up home thanks to lower house prices and its new and improved transport links to the rest of the country, including the capital.

The local crime rate is extremely low and Norwich is regularly voted as one of the safest university cities to live in the UK. It is an area rich in history and also home to the UK’s largest open-air market. This sits comfortably alongside the huge range of shopping facilities and a highly regarded local university.

Norwich’s ‘Golden Triangle’ remains the most sought after area, featuring Victorian villas and terraces, with occasional 1930s or 40s semi’s and modern flats scattered within. We’ve helped families and professionals set-up home here on many occasions, while also finding mortgages for the many new developments appearing in the city centre. Whatever your requirements, by getting in touch with Moneysprite today you’ll see why we are the best on the market.

We provide niche mortgage advice in Norwich and brokering services offering various mortgages for all types of clientele and situations.

Homebuyer’s Mortgage

This product is provided to clients seeking a mortgage for a property they plan to live in, either as their first home or by moving up or down the property ladder. All of our residential mortgage advice services are provided on a personalised basis by only considering individual client needs and their preferences. As part of this service, your adviser could recommend one or more different mortgage types, including but not limited to a fixed-rate mortgage, tracker mortgage, SVR mortgage, offset mortgage, cashback mortgage, interest-only mortgage or one of many other options. We will search the whole of the market for your preferred option to identify the very best deals. At certain times, our advisers may be able to leverage industry connections and relationships to unlock exclusive mortgage deals.

Mortgage Products for Investors

Alongside our residential mortgage services are our investment mortgage services, including advice on buy-to-let mortgages. We provide the same personalised mortgage advice and brokering service to clients who are looking to purchase an investment property rather than a home to live in. These services are available to clients purchasing their first home and seasoned investors with wider portfolios. Our financial advisers can even provide further services in this area, such as advice on using limited companies to hold property investments.

Home Equity Release

Releasing home equity is another type of mortgage service we offer. Our team can advise clients on their options to release equity from their home using a second-charge mortgage, such as a secured home improvement loan. Senior homeowners may still have borrowing options available to them in this area and could use a lifetime mortgage to access a lump sum or drawdown for retirement with no monthly repayments. Instead, the debt is only repaid when the property is sold which is usually after death.

Commercial Mortgages for Businesses

Lastly, we offer advice and brokering to business owners in Norwich and beyond who are aiming to grow their business through the purchase of commercial property. Commercial mortgage options can vary significantly and our team are proud to provide clarity and direction in this niche area of the mortgage market.