Local Mortgage Advisers in Cornwall

Moneysprite specialises in all kinds of mortgages. So, if you are looking to purchase your first home in Cornwall, are moving to the area, or if there is a buy-to-let-property – or two – that you’re interested in, we can help.

Our experienced advisers understand the marketplace, the area and how buying a home or investment property can be as stressful as it is exciting. We take care of all the associated paperwork and contact lenders on your behalf. So, why not give us a call today on 0345 450 4660 or message enquiries@moneysprite.com to find out just how we can make the entire process easier for you?

Cornwall has so much more to offer than simply glorious views of picturesque coastlines and lazy days on sunny beaches. Cornwall really does have it all. Home to the Eden Project, Tintagel Castle, Tate St Ives and Land’s End, the area is awash with different things to do and different places to see.

The region lends itself well to an active lifestyle – surfing, swimming, cliff top walking and cycling are just a few of the more obvious pursuits partaken by locals and visitors, alike.

From the north coast’s Newquay to the south coast’s Looe, there is something for everyone.

Newquay has no less than seven beaches and a more youthful vibe; property types include Victorian houses and newly-built apartments. With an airport and a railway station, transport links are fantastic, too. And the small harbour town of Looe offers affordable views.

Then there is everything in between: village life in St Agnes, the Georgian and Grade II listed houses in Charlestown – which is now famous for being the stunning ‘Poldark’ backdrop – and then there is the exclusive St Mawes on the Roseland Peninsula.

We have helped countless clients settle into a new home in Cornwall – or purchase an investment property here – and we’d be only too happy to do the same for you.

Our Cornwall mortgage advisers provide an array of mortgage advice and brokering services, including but not limited to residential mortgages, BTL mortgages, second-charge mortgages and commercial mortgages. All services are provided by treating the client or business as a true individual with personalised advice and recommendations.

Mortgage Advice for Residential Property Buyers

Residential mortgages are the most common mortgages we work on for clients. These services are typically provided to first-time buyers, families moving up the property ladder, those wishing to downsize and those just wishing for a better deal through remortgaging. We can sometimes access mortgage deals and discounts through long-term relationships and industry connections. However, we always consider the whole of the market to ensure the best products are recommended to each client without bias.

Investor Mortgage Advice

Our Cornwall mortgage advisers are also experienced in serving property investors of all backgrounds, including those who are planning to buy their very first investment property. The same detail and personalisation are applied to our buy-to-let mortgage advice as is provided within our residential mortgage services. We can even add to these services by discussing investment vehicles to hold your rental properties, such as limited companies and their pros and cons.

Advice on Equity Release

Our team can also help navigate the options when it comes to leveraging the equity in your home through a second-charge mortgage. This is a second line of credit secured against your home but can give you access to cash to be used on home renovations, vacations, private health or something else. It’s even an option for older homeowners - who typically have limited borrowing options - through a lifetime mortgage. To get the best out of your situation, we suggest you discuss your options with our Cornwall mortgage advisers.

Commercial Mortgage Products

We have experienced commercial finance experts who can work closely with businesses to help them fund commercial property purchases. If growing your business through property is the aim, our advisers can assist.