Explore our first-time buyer mortgage guide.
Leading Mortgage Supplier & Adviser in Southampton
As one of the leading mortgage suppliers and advisers in Southampton, we provide mortgage advice to a variety of customers, from a first time buyer to a person selling their home. Our team of financial specialists help you find the right mortgage solution for your situation using local knowledge of Southampton's property market and industry connections.
Our experienced mortgage brokers keep your interests at the heart of everything we do and compare the best deals available based on your mortgage requirements. Our unique experience with the Southampton housing market allows us to find the right mortgage for every personal situation and to identify exclusive mortgage offers unavailable anywhere else.
Moneysprite advisers do not work to commission so you can have confidence that they will give you the best possible guidance based exactly on your requests.
First Time Buyers
Our impartial advisers will guide you every step of the way.
We choose from thousands of deals to find one that suits you.
Buy to Let
Get the best advice on how to make the most out of your property.
We’ll help you release money from the property you’ve owned for years.
Our friendly team are just a phone call away. Speak with us directly on 0345 450 4660 to ask questions and enquire about any of our mortgage services.
Or if you’d rather drop us a line, use our simple contact form to explain the mortgaging services you need. We’ll call you back at a time that is convenient for you.
Southampton's Local Mortgage Experts
Our local mortgage experts can help you release equity or re-mortgage your home. This solution is ideal if you're thinking of building an extension to your home or if you need extra funds available for an extraordinary life event. Moneysprite's mortgage specialists will help you get the money you need in the most affordable way possible.
If you're looking for financial advice for any mortgage enquiries, please contact us directly by calling 0345 450 4660, or quickly email us at firstname.lastname@example.org and we’ll get right back to you. Alternatively, take a look at our list of partner offices in and around the Southampton region to find the nearest office to you.
Southampton has firmly established itself as one of the most friendly and diverse places in the UK and it’s easy to see why. For single and married professionals it offers great travel connections via train and air which is unmatched anywhere else in the region. Its busy port area is one of the largest in Britain and the maritime economy it generates provides a significant contribution to the national economy.
The heritage and versatility of Southampton is its greatest strength and those living in the area make the most of the cultural offerings available. From sport venues and art galleries, through to museums and a thriving nightlife, the city continues to go from strength to strength with every passing year.
We’re proud of the many mortgages we’ve provided in Southampton, helping residents both old and new to find the home of their dreams. Whether it’s new build apartments and flats or traditional townhouses and family homes, Moneysprite understands the importance of finding the right deal to suit your lifestyle. Get in touch today to find out how we can help you too.
Mortgage Advice Based On Your Needs
- In-depth consultation with impartial mortgage advisers
- Search 1000s of mortgages to find the best deal
- Advice for first time buyers and people moving home
- Trust our experience to help you make the changes you need
Types of Mortgages Handled
Our mortgage advisers in Southampton can assist with a variety of mortgage types including:
Residential Property Mortgages
Our team advises on and brokers residential mortgages, including for first-time buyers and home movers who may be climbing the property ladder or even downsizing. Many clients ask us whether they should consider a fixed-term mortgage or variable rate product. This is best discussed with your broker based on personal preferences and long-term objectives.
To find the best deals, we search the whole mortgage market and, through industry connections, we can sometimes access residential mortgage deals or mortgage discounts that you won’t be able to find on your own. These are some of the ways we’re committed to putting our clients first and saving them money when possible. Of course, that’s also applicable to homeowners simply wishing to remortgage to a better deal.
Our advisers offer investment mortgage services. We can help you understand the buy-to-let mortgage market and identify the most suitable mortgage options for your investment needs or wider property portfolio. The buy-to-let mortgage market can be somewhat more complicated than the residential market, with different deposit requirements and other criteria, but our experts always ensure you fully understand each product they recommend before you apply. As qualified financial advisers, we can even discuss tax-efficient strategies when it comes to securing investment property, including any drawbacks to alternative acquiring options.
Equity Release Mortgages
Our team are also qualified to provide equity release advice on related products like a lifetime mortgage or Home Equity Line of Credit (HELOC). These are two products which allow senior homeowners to borrow against their mortgage-free property with no monthly repayments needed. The debt is only repaid if the homeowner sells the property or it is taken from their estate when they pass away. Equity release used to have a poor reputation but steps have been taken to provide more reassurance to homeowners and their families. Our advisers can discuss the pros and cons to ensure you make an informed decision on these financial options.
Finally, our Southampton mortgage advisers provide commercial finance support and brokering. If your business requires funding to purchase commercial property, you may wish to consider Moneysprite’s commercial lending brokering services. All areas of our work are provided with fully personalised services and cover all stages of the lending process. We provide ongoing support from your initial consultation until your loan product is secured, including tailored support when handling any document requests and overcoming application hurdles.
Experienced Southampton Mortgage Advisers
Moneysprite’s team of experienced and independent mortgage advisers offers whole-of-the-market brokering services, having worked for years with a diverse clientele, including new buyers, home movers, investors and commercial entities. So, if you’re looking for mortgage advice from an adviser based in Southampton, choose Moneysprite for a truly personalised service that puts you at the heart of every recommendation.
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