Local Mortgage Advisers in Chelmsford, Essex

Every Moneysprite customer is assigned their own specialist adviser who will be on hand to ensure you are completely satisfied with our service. Unlike many of the comparison websites online, everything we do is tailored to suit your specific lifestyle. There is no better way to cut through the red tape to find a money saving deal that will make all the difference.

Our expert advisers are available 12 hours a day between 8am to 8pm and can be contacted directly on 0345 450 4660. If you don’t have time to make the initial call, email enquiries@moneysprite.com and one of our team will reply to arrange a time to speak in more detail.

With ongoing regeneration including exciting new shopping facilities and thousands of new homes, Chelmsford looks set to become one of the best commuter towns to invest in. Travelling into London only takes 40 minutes and provides the perfect balance between city and a countryside lifestyle.

There is a healthy mix of retailers and restaurants available in the pedestrianised high street, complemented by a host of bars and a huge multiplex cinema. Residents come to Chelmsford to take advantage of the reasonable house prices and quieter lifestyle which is perfect for families with young children and those of a more mature age.

The diverse property stock available ranges from listed Georgian properties to gorgeous Victorian terraced cottages. Newer developments provide sophisticated living spaces in spacious flats and apartments, with larger 3 or 4 bedroom houses available in the south of the city. If you are thinking of moving to Chelmsford, or are a resident looking for a larger property, contact Moneysprite today to see how we can help you.

Our mortgage advisers in Chelmsford work for scores of residential and commercial mortgage clients each year, assisting them in securing the most suitable and advantageous loans for their needs.

Mortgages for Residential Homes

We frequently help first-time buyers who may be understandably nervous or have lots of questions. Our Chelmsford mortgage adviser team also assists those moving up and down the property ladder who may have a more complicated situation due to being part of a chain, and those simply wishing to save money by remortgaging. Due to industry connections and expertise navigating the whole of the mortgage market without preference, we can often help clients save money and often find residential mortgages at discounts.

Mortgages for Landlords

We can also advise and broker on investment mortgages, namely buy-to-let mortgages and let-to-buy mortgages. The former is the type of mortgage you’ll need if you plan on buying a property to rent out to tenants, whereas the latter is used as a solution for homeowners wanting to buy a property when their existing home has not yet sold. We can explain how these mortgage options work and discuss related ways to improve your financial position, such as purchasing through a limited company or trust instead.

Home Equity Release

Our team can assist homeowners who may wish to release equity from their home with a second charge mortgage, or even senior homeowners considering an equity release product.  Releasing equity is sometimes possible and the funds can be used for a wide variety of purposes, not limited to home improvements, vacations, debt consolidation or something else. Equity release products are a way for older homeowners to borrow money with no repayments. Instead, the debt is only repaid when their home is sold which typically occurs after the last surviving homeowner passes away.

Commercial and Business Mortgages

Last but by no means least, our advisers can provide guidance and brokering services for commercial funding. If your limited company or other business entity needs a loan to purchase property, we can help you search the market for the most suitable options. We’re dedicated to helping our client’s businesses grow by finding the right funding option.