Local Mortgage Advisers in Bournemouth

If you are tempted by the coast and have set your sights on Bournemouth as the place you would most like to settle, Moneysprite can help. Securing the right mortgage for clients is what we do best; that and other forms of financial advice. Up to date on all the best mortgage deals, across the whole of the market, and knowing all there is to know about the Bournemouth area, makes us the perfect choice for your mortgage solutions.

Whatever your intentions – whether you’d like to get your foot on the property ladder, or you are ready to move into that larger family home you’ve always wanted – contact Moneysprite on 0345 450 4660; or email us at enquiries@moneysprite.com. We can arrange an initial consultation over the phone or a face-to-face meeting if you prefer.

Bournemouth, the largest town on the south coast, became more prominent in 1810 when its railway line to London was introduced. So, ‘Bourne mouth’ – or the mouth of the river Bourne – is a somewhat new resort.  

The area has some fantastic landmarks, including the Russell-Cotes Art Gallery & Museum for a little culture; The Square, a hub where you can grab transport or simply sit with a coffee and watch the world go by; and Bournemouth Pier, with its outstanding views of the Jurassic coast.

The 1960s saw the swift increase of high-rise buildings along the seafront. And in 1984, the Bournemouth International Centre (BIC) was opened, which breathed new life into the town, which is now home to various significant conferences.

Today, Bournemouth is a desirable choice for homeseekers, perhaps because of its perfect blend of metropolitan and more traditional seaside town vibe. And the area has seen widespread growth over the years too.

You may be reassured to know that we’ve sourced and facilitated many mortgages for people in Bournemouth, helping residents both old and new to find their dream home. Our advisers understand the importance of finding you the right deal, that suits your lifestyle. Contact us today to see how we can help you.

We provide a wide variety of mortgage advice and brokering services to clients in Bournemouth and beyond. Not only do we assist with residential mortgages, we also help investors buying a property to let, homeowners looking to access their equity and even support businesses with their commercial lending goals. All mortgage advice is tailored to the individual or their commercial entity to ensure only the best outcomes are achieved.

Mortgage Advice for Home Buyers

If you come to us for advice, we will recommend a variety of residential mortgage products based on your individual needs, long-term goals and risk preferences. The timing of the mortgage advice can also influence our recommendations. We may advise you to seek a fixed-rate deal, SVR mortgage, offset mortgage, tracker mortgage, cashback mortgage or another type of mortgage loan. The same applies to clients who are looking to remortgage to save money going forward. Our advisers have established relationships with multiple lenders which can sometimes enable us to access deals not available on the mainstream market.

Investor Mortgage Advice for Landlords

Our investment mortgage advice services are focused on buy-to-let mortgages. We help new investors and seasoned investors find the right mortgage for their next purchase or even cover multiple property investments. The same high-level and tailored service is provided and it can be complemented with further advice services, such as discussions on using a company to hold the properties. There are pros and cons to this strategy which are best discussed with one of our qualified Bournemouth mortgage advisers.

Equity Release for Homeowners

We also service the second-charge mortgage market which includes a wide range of secured loans that allow homeowners to access some of their home equity as a lump sum loan or drawdown facility. This can be an alternative to remortgaging and is even available to older homeowners in some cases through a lifetime mortgage. However, releasing equity should be carefully considered and is best discussed on a case-by-case basis with one of our Bournemouth equity release experts.  

Commercial Financing for Businesses

We also offer advice on mortgages for businesses. Our commercial finance experts can work closely with businesses to help them raise the money required to buy commercial property and grow their business. Whether your business is buying an office space or planning an expansion and needs financing for a new retail shop, our expert advisers will guide you all the way.