Skip to main content
Call us today: 0345 450 4660

Building Insurance Advice

Moneysprite offers an extensive building insurance policy service to source, compare and even apply for the policy that best meets your needs. Learn more about building insurance here and chat with us soon for further details.

What is building insurance?

Building insurance is a type of insurance that covers the cost of repairing or rebuilding a property in the event of a natural disaster, such as a fire, explosion, severe storm, or flooding. It covers the structure of the property, including drainage systems, pipework, cabling and fencing, but it does not cover personal possessions.

Why do I need buildings insurance?

Homeowners need building insurance to protect their investment. Paying for repairs or paying to rebuild a home is unaffordable to most people and would leave them in financial ruin. Many mortgage providers will require you to take out building insurance to access a mortgage.

Optional extras that you can add to your cover

Building insurance insurers typically offer homeowners the chance to add content insurance to their policy to protect personal possessions in the home that are also damaged by natural disasters. It might also cover personal possessions against theft or accidental damage.

How to get buildings insurance?

Building insurance is advertised through banks, building societies and an array of online insurers. You can usually compare building insurance online and make applications in-person, online or over the phone.

Why use an adviser to help consider building insurance

An adviser will make finding and securing appropriate building insurance easier and less stressful. They’ll also ensure the terms of the policy match your property, such as making sure the rebuild costs are accurate and reflect real potential rebuild costs of your home.

Reach out to one of our Moneysprite building insurance advisers to discuss your building insurance options. We have advisers from Hemel Hempstead to Eastbourne and back across to London, Birmingham and the South East, and help client across the UK.  Our friendly and patient team are here to assist you.

Request a callback from one of our advisers

Our Partners

Latest Reviews

See what people say about us