Local Mortgage Advisers in Birmingham

If you are searching for a new home or investment property, it’s only natural that you will want to focus on finding the right one so that you can move in, or have tenants move in – respectively – as effortlessly as possible. For this to happen, the purchase needs to be a smooth process. Moneysprite advisers have helped countless clients buy their Birmingham residences.

Our Birmingham advisers know all they need to know about the area. Not only can we help you find the mortgage deal that’s right for you, we help navigate you through the entire process. And it doesn’t stop once your new keys are in your hand. We can help with all kinds of financial advice and our commitment to doing right by our clients is clear through our longstanding client relationships. Contact us on 0345 450 4660 or enquiries@moneysprite.com for more information.

Central, cosmopolitan and vibrant – Birmingham has so much to offer. Affordable property and a good quality of life have resulted in the region becoming an obvious move for many Londoners, among other UK dwellers.
With significant growth and investment reported, the city’s landscape is changing. And the High Speed Two (HS2) railway that will link London and Birmingham to Manchester, Leeds and the East Midlands can only increase its appeal.
Businesses have recognised, and are buying into, the immense opportunities in the area. Its position makes travel easy, which is great for efficiency and for those people in the Birmingham community with friends and relations in other regions.

Add to this that there are good schools and four universities too, and it becomes increasingly apparent why it has become such a popular place to live.

Awash with famous landmarks and places to visit, Birmingham is home to the historic St Martin in the Bull Ring, the renowned art deco Winterbourne House and Garden, the popular Villa Park Stadium, the lively National Exhibition Centre and, of course, the fun-packed Cadbury World attraction in Bournville.

As soon as you’ve seen your next property in Birmingham, get in touch with Moneysprite and we’ll take care of the rest for you. Experience the same, seamless procedure so many others have when purchasing a Birmingham property.

Our Birmingham mortgage advisers can offer advice on various mortgages suitable to a wide range of clients and tailored to various circumstances.

Mortgages for Residential Properties

We provide residential property mortgage services in Birmingham to first-time buyers and home movers. Mortgage brokering is, of course, available to anyone wishing to simply remortgage for a better deal as well. Within these services, you could be recommended one of many different types of residential mortgage based on your individual situation and preferences. Our Birmingham team may find you a great fixed-rate mortgage, SVR mortgage, tracker mortgage, offset mortgage, cashback mortgage, interest-only mortgage or something else that fits perfectly with your circumstances. Due to long-standing industry relationships and connections, we might be able to access discounted residential mortgage deals for our clients.

Mortgage Products for Landlords

A second strand of our mortgage advice and brokering service is investment mortgages. This typically covers buy-to-let mortgages for investors who don’t want to live in the property they’re buying, including first-time investors and those looking to grow their property portfolio. The same meticulous level of detail and personalised service is provided when searching for suitable buy-to-let mortgages and this can be complemented by relevant services. For example, our advisers can discuss the methods you use to acquire investment property, such as the opportunities and drawbacks of using a limited company to hold investments instead.

Equity Release for Homeowners

Homeowners build up equity in their property as they repay their mortgage and/or as their property increases in value. It’s possible to access this equity as cash through secured borrowing, also called second-charge mortgages. Our advisers can help senior homeowners consider this option through a lifetime mortgage product with no ongoing repayments required.

Commercial and Business Mortgages

Commercial lending can be a complicated area but we have trained and experienced advisers who can assist. Business owners seeking to get a mortgage to buy commercial property can contact our team to discuss our commercial finance advice and brokering services which are always tailored to each business.