Explore our first-time buyer mortgage guide.
Leading Mortgage Supplier & Adviser in Birmingham
As one of the leading mortgage suppliers and advisers in Birmingham, we provide mortgage advice to a variety of customers, from a first time buyer to a person selling their home. Our team of financial specialists help you find the right mortgage solution for your situation using local knowledge of Birmingham's property market and industry connections.
Our experienced mortgage brokers keep your interests at the heart of everything we do and compare the best deals available based on your mortgage requirements. Our unique experience with the Birmingham housing market allows us to find the right mortgage for every personal situation and to identify exclusive mortgage offers unavailable anywhere else.
Moneysprite’s mortgage consultants offer impartial advice. Reassuringly, they don’t work on a commissioned basis so you can relax, knowing that you are in the safest of hands.
First Time Buyers
We’ll make purchasing your first home a breeze.
Let us take care of the paperwork so you can focus on the decor.
Buy to Let
Enter into the rental market or add to your portfolio.
Prompt and straightforward non-binding quotes for low-rate loans.
Our friendly team are just a phone call away. Speak with us directly on 0345 450 4660 to ask questions and enquire about any of our mortgage services.
Or if you’d rather drop us a line, use our simple contact form to explain the mortgaging services you need. We’ll call you back at a time that is convenient for you.
Birmingham's Local Mortgage Experts
If you are searching for a new home or investment property, it’s only natural that you will want to focus on finding the right one so that you can move in, or have tenants move in – respectively – as effortlessly as possible. For this to happen, the purchase needs to be a smooth process. Moneysprite advisers have helped countless clients buy their Birmingham residences.
Our Birmingham advisers know all they need to know about the area. Not only can we help you find the mortgage deal that’s right for you, we help navigate you through the entire process. And it doesn’t stop once your new keys are in your hand. We can help with all kinds of financial advice and our commitment to doing right by our clients is clear through our longstanding client relationships. Contact us on 0345 450 4660 or firstname.lastname@example.org for more information.
Central, cosmopolitan and vibrant – Birmingham has so much to offer. Affordable property and a good quality of life have resulted in the region becoming an obvious move for many Londoners, among other UK dwellers.
With significant growth and investment reported, the city’s landscape is changing. And the High Speed Two (HS2) railway that will link London and Birmingham to Manchester, Leeds and the East Midlands can only increase its appeal.
Businesses have recognised, and are buying into, the immense opportunities in the area. Its position makes travel easy, which is great for efficiency and for those people in the Birmingham community with friends and relations in other regions.
Add to this that there are good schools and four universities too, and it becomes increasingly apparent why it has become such a popular place to live.
Awash with famous landmarks and places to visit, Birmingham is home to the historic St Martin in the Bull Ring, the renowned art deco Winterbourne House and Garden, the popular Villa Park Stadium, the lively National Exhibition Centre and, of course, the fun-packed Cadbury World attraction in Bournville.
As soon as you’ve seen your next property in Birmingham, get in touch with Moneysprite and we’ll take care of the rest for you. Experience the same, seamless procedure so many others have when purchasing a Birmingham property.
Mortgage Advice Based On Your Needs
- Impartial advice from experienced mortgage advisers
- Access to the latest packages and offers
- Proactive approach to keep you ahead of any competition
- In-depth mortgage analysis and comparisons
Types of Mortgages Handled
Our Birmingham mortgage advisers can offer advice on various mortgages suitable to a wide range of clients and tailored to various circumstances.
Mortgages for Residential Properties
We provide residential property mortgage services in Birmingham to first-time buyers and home movers. Mortgage brokering is, of course, available to anyone wishing to simply remortgage for a better deal as well. Within these services, you could be recommended one of many different types of residential mortgage based on your individual situation and preferences. Our Birmingham team may find you a great fixed-rate mortgage, SVR mortgage, tracker mortgage, offset mortgage, cashback mortgage, interest-only mortgage or something else that fits perfectly with your circumstances. Due to long-standing industry relationships and connections, we might be able to access discounted residential mortgage deals for our clients.
Mortgage Products for Landlords
A second strand of our mortgage advice and brokering service is investment mortgages. This typically covers buy-to-let mortgages for investors who don’t want to live in the property they’re buying, including first-time investors and those looking to grow their property portfolio. The same meticulous level of detail and personalised service is provided when searching for suitable buy-to-let mortgages and this can be complemented by relevant services. For example, our advisers can discuss the methods you use to acquire investment property, such as the opportunities and drawbacks of using a limited company to hold investments instead.
Equity Release for Homeowners
Homeowners build up equity in their property as they repay their mortgage and/or as their property increases in value. It’s possible to access this equity as cash through secured borrowing, also called second-charge mortgages. Our advisers can help senior homeowners consider this option through a lifetime mortgage product with no ongoing repayments required.
Commercial and Business Mortgages
Commercial lending can be a complicated area but we have trained and experienced advisers who can assist. Business owners seeking to get a mortgage to buy commercial property can contact our team to discuss our commercial finance advice and brokering services which are always tailored to each business.
Experienced Birmingham Mortgage Advisers
Our mortgage advisers provide a meticulous service to all types of clients, ranging from first-time buyers to investment vehicles and everyone in between. The service you’ll receive from our independent mortgage advisers will be fully personalised and include support and advice at every stage until completion.
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