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BNPL warning

Submitted on Wed , 28/04/2021

This is a useful article, if you have or are considering using Buy Now, Pay Later. (Klarna, Clearpay, and Laybuy etc)
Considered and essential borrowing, can be a sensible way to finance big purchases, like a house, car or extension. However when borrowing is seemingly so simple, with the click of a button at checkout, the temptation is to say "what the heck!".
Do you REALLY need that impulse purchase now?
You know every £1 borrowed on BNPL is £1 you are DEPRIVING yourself of in the future?
Saving or spending out of income is nearly ALWAYS the prudent option.
*Saving and spending wisely is the first step on the first-time buyer ladder*

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